Candidates can apply for the latest Bank Jobs 2026 at Bank of India Credit Officer Recruitment 2026. Bank of India has announced the recruitment of Credit Officer (General Banking Officer Stream) on MMGS-II, MMGS-III and SMGS-IV scales for 779 posts. This recruitment is a great opportunity for experienced banking professionals to build their career in one of the premier Public Sector Banks of India.Interested candidates may apply online from 30th June 2026 to 20th July 2026.
The selection procedure comprises Online Examination and Interview and chosen candidates would be offered an attractive compensation package along with numerous allowances and professional growth chances. Candidates should read the official notification attentively before filling the online application.
Latest Update
Bank of India Recruitment Overview
| Particulars | Details |
|---|---|
| Organization Name | Bank of India (BOI) |
| Recruitment Name | Bank of India Credit Officer Recruitment 2026 |
| Project Number | 2026-27/01 |
| Job Category | Bank Jobs (Public Sector Bank) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 |
| Application Mode | Online |
| Job Location | Anywhere in India |
| Salary | ₹64,820 – ₹1,20,940 |
| Official Website | www.bankofindia.co.in |
Why This Recruitment Matters
Bank of India Credit Officer Recruitment 2026 provides an excellent career opportunity for experienced banking professionals seeking a permanent Public Sector Bank job. Selected candidates will be appointed in Middle and Senior Management Grades with attractive salaries, annual increments, allowances, medical facilities, pension benefits, and promotion opportunities. Candidates willing to serve anywhere in India and possessing the required banking experience should apply. The recruitment offers stable employment along with long-term career growth in one of India’s leading nationalized banks.
Vacancy Details
| Post | Vacancies |
|---|---|
| Credit Officer (MMGS-II) | 677 |
| Credit Officer (MMGS-III) | 61 |
| Credit Officer (SMGS-IV) | 41 |
| Total | 779 |
Educational Qualification
| Post | Qualification |
|---|---|
| Credit Officer (GBO Stream) | Educational qualification and minimum post-qualification banking experience as prescribed in Annexure-I of the official notification. Candidates must possess the required qualification and experience as on 01.06.2026. |
Age Limit
| Scale | Minimum | Maximum |
|---|---|---|
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age Calculation Date: 01 June 2026.
Age Relaxation
| Category | Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
| 1984 Riot Affected Persons | 5 Years |
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS & Others | ₹850 |
Salary Details
| Scale | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹67,160 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹99,320 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,14,220 – ₹1,20,940 |
In addition to the basic pay, selected candidates will receive Dearness Allowance (DA), House Rent Allowance (HRA), medical benefits, leave benefits, and other allowances as applicable under Bank of India rules.
Selection Process
The Bank of India Credit Officer Recruitment 2026 selection process is designed to assess candidates through multiple stages. Depending on the number of eligible applications received, the Bank may conduct an Online Examination followed by a Personal Interview, or it may shortlist candidates directly for the interview. Final selection will be based on the Bank’s merit criteria.
Online Examination
Eligible candidates will appear for an online objective examination. The English Language section is qualifying in nature, while marks obtained in the Professional Knowledge section are considered for merit preparation. Candidates must secure the minimum qualifying marks prescribed by the Bank. There is a negative marking of 0.25 marks for every incorrect answer.
Personal Interview
Candidates shortlisted from the online examination will be invited for a Personal Interview in the ratio decided by the Bank. Interview performance, professional knowledge, communication skills, and overall suitability for the post will be evaluated. If the Bank decides not to conduct the online examination, selection may be made directly through the interview.
Final Merit List
If both Online Examination and Interview are conducted, the final merit list will be prepared with 70% weightage for the Online Examination (Professional Knowledge) and 30% weightage for the Interview. Candidates must qualify in both stages to be considered for final appointment.
Exam Pattern
| Test | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
Duration: 120 Minutes
Negative Marking: 0.25 mark will be deducted for every incorrect answer.
Medium of Exam:
- English Language – English only
- Professional Knowledge – English & Hindi
Required Documents
Candidates should keep the following documents ready before submitting the online application:
- Recent Passport Size Photograph
- Live Photograph Capture
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Graduation/Post Graduation Certificates
- Experience Certificates
- Valid Photo Identity Proof
- Caste Certificate (SC/ST/OBC)
- EWS Certificate (if applicable)
- PwBD Certificate (if applicable)
- Ex-serviceman Certificate (if applicable)
- No Objection Certificate (for Government/PSU Employees)
- Any other supporting documents mentioned in the notification.
How to Apply for Bank of India Credit Officer Recruitment 2026?
Step 1
Visit the official website www.bankofindia.co.in.
Step 2
Click on Career and select Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
Step 3
Click Apply Online and complete the new registration using your email ID and mobile number.
Step 4
Fill in all personal, educational, professional, and experience details carefully.
Step 5
Upload your photograph, live photo, signature, left thumb impression, handwritten declaration, and required certificates.
Step 6
Pay the application fee through Debit Card, Credit Card, Internet Banking, UPI, QR, or Mobile Wallet.
Step 7
Preview the application carefully before final submission.
Step 8
Submit the application successfully and download the application form and payment receipt for future reference.
Important Instructions
- Applications will be accepted only through online mode.
- Candidates can apply for only one post.
- Multiple applications will not be accepted.
- Ensure all uploaded documents meet the prescribed specifications.
- Candidates should possess the required educational qualification and experience as on 01 June 2026.
- Keep the registered email ID and mobile number active throughout the recruitment process.
- Bank reserves the right to conduct only an Interview depending on the number of applications.
- Original documents must be produced during the interview.
- Candidates selected may be posted anywhere in India.
- Read the official notification carefully before applying.
About Bank of India
Bank of India (BOI) is one of India’s oldest and most prestigious Public Sector Banks. Established on 7 September 1906, the Bank began its operations in Mumbai and was nationalized in 1969. Today, BOI operates thousands of domestic branches along with overseas offices across several countries, offering comprehensive banking and financial services to individuals, businesses, MSMEs, corporates, and government organizations.
The Bank provides retail banking, corporate banking, agricultural finance, international banking, digital banking, treasury operations, and wealth management services. With its strong financial presence and customer-centric approach, Bank of India regularly recruits talented professionals to strengthen its workforce and enhance banking operations. Employees enjoy excellent career progression, competitive salary packages, training opportunities, and long-term job security, making BOI one of the most preferred employers in the banking sector.
Important Dates
| Event | Date |
|---|---|
| Notification Release Date | 01 June 2026 |
| Online Application Start Date | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Online Examination | Will be notified separately |
| Interview | To Be Announced |
| Final Result | To Be Announced |
Important Links
| Description | Link |
|---|---|
| Apply Online | Click Here |
| Official Notification PDF | Click Here |
| Career Page | https://bankofindia.co.in/career |
| Official Website | https://bankofindia.co.in |
Frequently Asked Questions (FAQs)
Q1. How many vacancies are available in Bank of India Credit Officer Recruitment 2026?
Answer: A total of 779 Credit Officer (GBO Stream) vacancies have been announced.
Q2. What is the last date to apply online?
Answer: The last date for online application submission is 20 July 2026.
Q3. What is the application fee?
Answer: ₹850 for General/OBC/EWS candidates and ₹175 for SC/ST/PwBD candidates.
Q4. What is the selection process?
Answer: Online Examination and Personal Interview. The Bank may also conduct only the Interview depending on the number of applications.
Q5. Is there negative marking in the examination?
Answer: Yes. 0.25 mark will be deducted for every incorrect answer.
Q6. What is the salary for Credit Officers?
Answer: The pay scale ranges from ₹64,820 to ₹1,20,940 depending on the management grade.
